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Take check to the next level with a play on textures, Balenciaga's skirt nods to the check trend without craning its neck too much and the stripy top mixes up the patterns. A chunky cardigan with a patent belt is cosy and stylish, while the grey peep toe boots are a brave choice that will pay off. Wear a dimpled shiny cuff to add to the textures and complete the look.

Black stripe polo neck, Dorothy Perkins: £14. Balenciaga cream skirt, Matches: £476. Grey cotton tights, Debenhams: £6. Grey chunky knit cardigan, Dorothy Perkins: £35. Grey peep toe boot, Miss Selfridge: £45. Interlock buckle belt, French Connection: £25. Angie Gooderham cuff, HQ Hair: £63.