It's happened to us all. You leave the house looking chic (hopefully) in your skinny jeans, white tunic top and perhaps-slightly-ridiculous-far-too-big-for-your-face sunglasses. Three hours later and your jeans are ruined by the flash floods, your top has gone see-through and now exposes an ill-advised pink and blue spotted bra and your shades really do look plain stupid. Oh, and you forgot an umbrella so you're freezing. Ok, so perhaps this was just me (on Friday afternoon to be precise) but I'm sure that I'm not the only one to have been caught out by the weather at some point, which is why now is the time for the light jacket. For an easy way to go from embracing the sunshine to looking fab (and staying warm) when the weather becomes more autumnal, take a look below the cut for prices and details...

Product details:

Top line l-r - Grey cropped kite jacket, Bi La Li at Net-a-Porter: £460. Gold lurex swing jacket, Miss Selfridge: £45. Sea green tulip jacket, Topshop: £40. Bottom line l-r 'Frankie' micro jacket, Active Endeavors: US$182. 'Zooey' striped cotton jacket, Forever 21: US$24.80.

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